बैंकिंग में करियर बनाने के लिए (To make a career in banking)

बैंकिंग में करियर बनाने के लिए आपको कुछ विशेष योग्यताएं, स्किल्स और तैयारी की ज़रूरत होती है। यह क्षेत्र बहुत प्रतिष्ठित और स्थिर माना जाता है, खासकर भारत में। नीचे एक विस्तृत मार्गदर्शिका दी गई है:

🎓 Step 1: शैक्षणिक योग्यता (Educational Qualification)

• 12वीं के बाद: किसी भी स्ट्रीम से ग्रेजुएशन करें (Commerce, Arts, Science – कोई भी चल सकता है)।

• ग्रेजुएशन: B.Com, BBA, BA, या B.Sc जैसी कोई भी डिग्री ले सकते हैं।

• अगर आप बैंक में क्लर्क या PO बनना चाहते हैं, तो सिर्फ ग्रेजुएशन जरूरी है।

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🏦 Step 2: बैंकिंग नौकरियों के विकल्प (Popular Banking Jobs)

1. Bank Clerk (क्लर्क)

2. Probationary Officer – PO (प्रशिक्षु अधिकारी)

3. Specialist Officer – SO (IT, HR, Marketing, etc.)

4. RBI Grade B Officer

5. NABARD Officer

6. Private Banks (HDFC, ICICI, Axis) – अलग एग्ज़ाम या इंटरव्यू से

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📚 Step 3: जरूरी एग्जाम्स (Banking Exams)

1. IBPS Clerk

2. IBPS PO

3. SBI Clerk

4. SBI PO

5. RBI Grade B

6. RBI Assistant

7. NABARD Grade A/B

8. Private Bank Exams / Campus Placements

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📖 Step 4: तैयारी कैसे करें?

Subjects जो हर बैंकिंग एग्जाम में आते हैं:

• Reasoning Ability (तर्कशक्ति)

• Quantitative Aptitude (गणितीय योग्यता)

• English Language (अंग्रेजी भाषा)

• General Awareness (Current Affairs + Banking Awareness)

• Computer Knowledge

📚 Suggested Books:

• Quant: RS Aggarwal, Arun Sharma

• Reasoning: Arihant, Verbal & Non-verbal Reasoning (RS Aggarwal)

• English: Wren & Martin, Objective English (SP Bakshi)

• GA: Lucent, Banking Awareness (Arihant), Daily News (Newspaper/Apps)

• Mock Tests: Testbook, Oliveboard, Adda247, PracticeMock

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💡 Skill Development (अतिरिक्त स्किल्स)

• Basic computer knowledge (MS Office)

• English communication skills

• Typing speed (क्लर्क के लिए)

• Analytical thinking and decision making

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🎯 Private Bank में नौकरी कैसे मिलेगी?

• Campus placement (BBA/MBA students)

• Direct apply through official websites (HDFC, ICICI, Axis)

• Programs जैसे ICICI-Manipal PO Program

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🔁 कब शुरू करें?

• ग्रेजुएशन के बाद तुरंत तैयारी शुरू कर सकते हैं

• ज्यादातर बैंकिंग एग्ज़ाम की उम्र सीमा: 20 से 30 साल

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📝 अगर आप 12वीं के बाद अभी सोच रहे हैं:

• B.Com / BBA करें

• साथ में Basic Computer Course करें

• Graduation के बाद 1 साल बैंकिंग एग्ज़ाम की तैयारी करें

बैंकिंग क्षेत्र में बीएफएसआई प्रशिक्षण से तात्पर्य शैक्षिक कार्यक्रमों से है, जो व्यक्तियों को बैंकिंग, वित्तीय सेवाओं और बीमा में करियर के लिए आवश्यक ज्ञान और कौशल से लैस करने के लिए डिज़ाइन किए गए हैं । ये कार्यक्रम बैंकिंग परिचालन, वित्तीय उत्पाद, जोखिम प्रबंधन और विनियामक अनुपालन सहित बीएफएसआई उद्योग के विभिन्न पहलुओं को कवर करते हैं। वे अकादमिक शिक्षा और व्यावहारिक उद्योग आवश्यकताओं के बीच की खाई को पाटने तथा क्षेत्र में रोजगार क्षमता बढ़ाने के लिए महत्वपूर्ण हैं।   

BFSI training in the banking sector refers to educational programs designed to equip individuals with the knowledge and skills needed for careers in banking, financial services, and insurance. These programs cover various aspects of the BFSI industry, including banking operations, financial products, risk management, and regulatory compliance. They are crucial for bridging the gap between academic learning and practical industry requirements, enhancing employability within the sector. 

Key aspects of BFSI training in the banking sector:

• Curriculum:

BFSI training programs typically cover a wide range of topics, including:

• Banking Fundamentals: Introduction to the banking industry, its structure, and regulatory framework. 

• Financial Products: Understanding various banking products like loans, deposits, and investment options. 

• Retail and Corporate Banking: Operations, customer relationship management, and credit analysis. 

• Risk Management: Identifying, assessing, and mitigating risks within the banking environment. 

• Digital Banking: Exploring online banking, mobile payments, and other digital financial services. 

• Insurance: Understanding insurance products and their role in financial planning. 

• Sales and Marketing: Techniques for selling banking and financial products, including customer relationship management. 

• Training Formats:

BFSI training can be delivered through various formats, such as:

• Degree and Diploma Programs: Undergraduate and postgraduate courses focused on BFSI. 

• Certification Programs: Short-term programs designed to impart specific skills and knowledge. 

• Online Courses: Accessible and flexible learning options for individuals with varied schedules. 

• Apprenticeships: Structured programs combining on-the-job training with classroom instruction. 

• Workshops and Seminars: Focused training sessions on specific topics. 

• Importance:

BFSI training is essential for several reasons:

• Skill Development: Equipping individuals with the necessary skills to perform various banking and financial roles. 

• Career Advancement: Providing a pathway for career progression within the BFSI sector. 

• Industry Relevance: Ensuring that professionals stay updated with the latest trends and technologies. 

• Enhanced Employability: Making individuals more attractive to employers in the competitive BFSI market. 

• Examples:

Some prominent BFSI training programs include:

• Certified BFSI Professional (CBP): Jointly offered by NISM, IIBF, and NIA. 

• Banking Pro - Certificate Programme in Banking, Financial Services, & Insurance: Offered by Timeproof. 

• Certificate Program in BFSI: Offered by All India Management Association (AIMA). 

• BFSI Courses Academy: Provides a range of courses focused on the BFSI sector. 

• TISS's B.Voc. in Banking, Financial Services, and Insurance: An undergraduate program covering various aspects of the BFSI industry. 

• Training for Specific Roles:

BFSI training can also focus on specific roles within the banking sector, such as:

• Relationship Managers: Training on customer interaction, sales techniques, and product knowledge. 

• Credit Analysts: Training on evaluating loan applications, assessing credit risk, and financial analysis. 

• Risk Managers: Training on identifying, assessing, and mitigating various risks within the banking environment. 

• Compliance Officers: Training on regulatory requirements and compliance procedures. 

• Digital Banking Specialists: Training on new technologies and digital financial services. 

• Soft Skills:

BFSI training also emphasizes the development of soft skills like communication, teamwork, problem-solving, and customer service.